The Benefits of Pet Insurance: Protecting Your Pet and Your Wallet
Veterinary medicine has advanced by leaps and bounds for our furry friends, and our pets now have access to care that is on par with human medicine. And while this is all great news, modern medicine can come with a significant price tag. At Sunrise Boulevard Animal Hospital, we don’t want our pet families to forego important veterinary care, which is why we provide a variety of payment options, including Direct Pay through Trupanion pet insurance.
To help you make the best decision regarding pet insurance plans, our team has put together some pet insurance benefits to keep in mind.
Financial Peace of Mind and Much More
Pet insurance coverage is becoming more common and for good reason: without the specter of mounting veterinary expenses looming, pet owners are more apt to seek out the best care possible for their injured or sick pets, leading to better outcomes for animals in need of help.
Here are some more pet insurance benefits:
You can take your pet to any licensed veterinarian. Unlike insurance policies for people, you aren’t limited to a “network” of preferred veterinarians.
Older pets can still get pet insurance coverage. While enrolling pets when they’re young provides you with optimal protection over your pet’s lifetime, you can still enroll your senior pet up to a certain age. Trupanion, for example, allows owners to purchase pet insurance policies anytime prior to their pets turning 14.
Your pet has on-the-go protection. Most pet insurance providers offer coverage that extends to any licensed veterinarian throughout the U.S., so your pet can receive emergency care when traveling. Some pet insurance plans also cover pets traveling internationally.
Choosing the Right Pet Health Insurance
When it comes to pet insurance policies, there are a wide range of options available, so it’s important to do your research. Here are some things to keep in mind:
- Make sure you have a clear understanding of what’s covered and what’s not; the deductible; premium; and any exclusions, which could include pre-existing conditions and even some breeds considered “high risk.”
- Most pet insurance plans are designed to cover emergencies and serious illnesses. But there may be an option to add coverage for wellness exams.
- Carefully consider potential add-ons your pet may need, such as dental care, alternative therapies, and coverage for prescription diets.
- Most pet insurance providers require that you pay your veterinary bill first, and then submit a claim. Sunrise Boulevard Animal Hospital offers the convenience of Direct Pay through Trupanion.
- These pet insurance comparison tools may help: Consumers Advocate, ASPCA, and Forbes.
Contact Us for More Information
Weighing pet insurance costs and benefits can get confusing. We’re happy to help you make the best decision for your pet. Contact us at 916-726-2334 if you have questions or to schedule your pet’s next wellness exam.